beehiiv vs Substack 2026 comparison cover image

beehiiv vs Substack vs Kit for Newsletters (2026): Fees, Free Plans and Growth Tools

Last updated: October 2026 | Prices checked against beehiiv’s and Kit’s pricing pages and Substack’s help center

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Newsletters have become a real business for writers, consultants and small media brands, and three platforms dominate the conversation. Substack is free to use but takes a share of paid subscriptions. beehiiv charges a monthly fee and focuses on growth and monetization tools. Kit (formerly ConvertKit) is an email marketing platform built for creators who sell newsletters, courses and digital products.

beehiiv vs Substack vs Kit at a glance

beehiivSubstackKit
Free planUp to 2,500 subscribersFree, unlimited subscribersUp to 10,000 subscribers
Paid plansLite $49/mo, Pro $95/mo (yearly billing)None (10% of paid subscription revenue)Creator $33/mo, Pro $66/mo (1,000 subscribers)
Cut of paid subscriptions0% (plus Stripe fees)10% (plus Stripe fees)0% (plus payment fees)
Ad networkYes (paid plans)No built-in ad networkNo
Custom domainYesOne-time $50Yes
AutomationsYes (paid plans)LimitedUnlimited on paid plans
Best forGrowth-focused newsletters with ads and paid tiersWriters who want simplicity and a built-in networkCreators selling products alongside a newsletter

Pricing in 2026

beehiiv

PlanPrice (yearly billing)SubscribersMonetization
Free$0Up to 2,500Limited
Lite$49/moUp to 100,000Paid subscriptions (0% take rate), ad network
Pro$95/moUp to 250,000Everything in Lite plus more
EnterpriseCustomCustomCustom

Monthly billing costs up to 20% more. Stripe’s 2.9% + 30¢ applies to paid subscriptions.

Substack

Free to publish with any number of subscribers. On paid subscriptions, Substack keeps 10%, and Stripe charges 2.9% + 30¢ per payment plus 0.7% for recurring billing. A custom domain is a one-time $50.

Kit

PlanPrice (1,000 subscribers)Notes
Newsletter (Free)$0Up to 10,000 subscribers; no automations or sequences
Creator$33/mo ($390/yr)Unlimited automations and sequences, 2 users
Pro$66/moAdvanced features, unlimited users

Kit’s prices rise with subscribers.

The break-even point for paid newsletters

Ignoring Stripe fees (which apply on all three), here’s what the platform itself takes from paid subscription revenue:

Monthly paid revenueSubstack (10%)beehiiv Lite (flat $49)Kit Creator (from $33)
$500$50$49$33+
$2,000$200$49$33+ (rises with list size)
$5,000$500$49 (or $95 on Pro)rises with list size
Grouped bar chart of monthly platform cost: at $500 paid revenue Substack $50 vs beehiiv $49; at $2,000 $200 vs $49; at $5,000 $500 vs $49.
Above about $500 a month in paid revenue, Substack’s 10% costs more than beehiiv Lite.

Once paid revenue passes about $500 a month, Substack’s 10% costs more than beehiiv’s Lite plan. At $5,000 a month, Substack takes $500 a month, or $6,000 a year, against $588 a year for beehiiv Lite.

Features compared

Growth and discovery

Substack’s network and app recommend newsletters to readers, which can bring subscribers you wouldn’t find elsewhere. beehiiv focuses on growth tools such as referral programs and recommendations between newsletters. Kit offers landing pages, forms and a creator network for recommendations.

Monetization

beehiiv has a built-in ad network on paid plans, plus paid subscriptions with no platform cut. Substack offers paid subscriptions with a 10% cut and no ad network. Kit lets you sell paid newsletters and digital products directly.

Ownership and portability

All three let you export your subscriber list. Substack is the most “platform-like,” with your publication inside Substack’s app and brand; beehiiv and Kit feel more like your own site and tools.

Automation

Kit is the strongest for automation, with unlimited visual automations and sequences on paid plans. beehiiv includes automations on paid plans. Substack’s automation is minimal.

Three real-world scenarios

A writer starting a free newsletter. Substack is the simplest start and may bring readers through its network. Kit’s free plan (up to 10,000 subscribers) is also strong if you want automations later.

A niche B2B newsletter with 15,000 readers and sponsors. beehiiv’s ad network and growth tools fit well, at $49 a month.

A consultant selling a $99 course to newsletter readers. Kit combines email sequences and product sales, which beehiiv and Substack don’t focus on.

Questions to ask before you sign up

  • Will you charge for subscriptions? Above about $500 a month in paid revenue, Substack’s 10% exceeds beehiiv Lite.
  • Will you sell sponsorships or ads? beehiiv’s ad network can help.
  • Do you sell products or courses? Kit is built for it.
  • How important is discovery? Substack’s network is a real advantage.
  • How many free subscribers will you have? Compare free plan limits: beehiiv 2,500, Kit 10,000, Substack unlimited.

What you keep from $5,000 a month in paid subscriptions

Assume 1,000 paid subscribers at $5 a month, paying by card.

PlatformPlatform feeApprox. Stripe fees (2.9% + 30¢)You keep (before Stripe Billing fees)
Substack$500 (10%)$445About $4,055
beehiiv Lite$49$445About $4,506

Substack also lists a 0.7% recurring billing fee from Stripe. Over a year, the difference between the two platforms is roughly $5,400 in this example.

Frequently asked questions

Should I start on Substack and move later?

Many writers do. Substack is the easiest place to start, and you can export your list and move to beehiiv or Kit when platform fees or features start to matter.

Is Substack really free?

Yes, it’s free to publish. Substack makes money by taking 10% of paid subscription revenue.

Does beehiiv take a cut of paid subscriptions?

No. beehiiv takes 0% of paid subscription revenue; Stripe’s processing fees still apply.

Can I move my newsletter from Substack to beehiiv or Kit?

Yes. You can export subscribers from Substack and import them. Paid subscribers may need to be migrated through Stripe; check each platform’s migration guide.

Which is best for a free newsletter?

Substack for simplicity and discovery; Kit for a generous free plan with room to add automation later.

The bottom line

Substack is the easiest free start and the best for discovery. beehiiv becomes cheaper once paid revenue passes about $500 a month and adds strong growth and ad tools. Kit is the best choice if your newsletter supports courses or digital products.

Related: Mailchimp vs Kit · Brevo vs Mailchimp

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